UBA UBA

30-day fixed deposit

Interest Rate:
 8.50%
Minimum Deposit:
 ₦100,000.00
Term:
 30 days
Fixed Deposit Type:
 Standard
Last Updated:
 Feb 14, 2026
Back to Fixed Deposits

Product Review

2.7
Overall Rating
Expert Take

UBA 30-day fixed deposit scores 2.7 out of 5, led by strong minimum deposit. The main tradeoff is interest rate/apy.

Rating Criteria Product Value Score
Interest rate/APY 8.500% 1.9/5
Minimum deposit NGN 100,000.00 4.2/5
Early withdrawal penalty Interest forfeited. 2.5/5
Review Summary

This 30-day fixed deposit from UBA has received a rating of 2.7 out of 5 stars. Key advantages include 1 notable benefit. However, there are 2 considerations to be aware of.

Pros
  • minimum deposit
Cons
  • interest rate/apy
  • early withdrawal penalty
Disclaimer: This review is based on publicly available information and our analysis. Rates and terms are subject to change. Please verify all details with UBA directly.
Bank Info

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Updated 3 months, 2 weeks ago