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GTBank GTBank
GT Save Account
Interest Rate
8.25%
Minimum Deposit
₦100,000
Minimum Balance
₦0.00
3.3 | Review
G
OUR TAKE:

GTBank GT Save Account scores 3.3 out of 5, led by strong withdrawal limits per month. The main tradeoff is minimum opening deposit..
Read detailed review

Rate valid as of
Feb 18, 2026
Interest Rate
8.25%
Minimum Opening Deposit
₦100,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • withdrawal limits per month
  • fees
Cons
  • minimum opening deposit
  • cheque lodgement
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Featured
Zenith Bank Zenith Bank
Individual Savings Account
Interest Rate
8.73%
Minimum Deposit
₦1,000,000
Minimum Balance
₦0.00
3.2 | Review
Z
OUR TAKE:

Zenith Bank Individual Savings Account scores 3.2 out of 5, led by strong fees. The main tradeoff is minimum opening deposit..
Read detailed review

Rate valid as of
Feb 18, 2026
Interest Rate
8.73%
Minimum Opening Deposit
₦1,000,000
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • fees
Cons
  • minimum opening deposit
  • cheque lodgement
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Fidelity Bank Fidelity Bank
Easi-Save Account
Interest Rate
2.00%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
3.3 | Review
F
OUR TAKE:

Fidelity Bank Easi-Save Account scores 3.3 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Feb 27, 2026
Interest Rate
2.00%
Minimum Opening Deposit
₦1,000
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty
No interest payment.
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • interest rate/apy
  • cheque lodgement
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Keystone Bank Keystone Bank
Personal Savings Account
Interest Rate
2.00%
Minimum Deposit
₦500
Minimum Balance
₦0.00
3.5 | Review
K
OUR TAKE:

Keystone Bank Personal Savings Account scores 3.5 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Feb 27, 2026
Interest Rate
2.00%
Minimum Opening Deposit
₦500
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • interest rate/apy
  • cheque lodgement
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Stanbic IBTC Bank Stanbic IBTC Bank
Personal Savings Account
Interest Rate
8.10%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.1 | Review
S
OUR TAKE:

Stanbic IBTC Bank Personal Savings Account scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Feb 28, 2026
Interest Rate
8.10%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Zenith Bank Zenith Bank
Save4me
Interest Rate
11.00%
Minimum Deposit
₦10,000
Minimum Balance
₦10,000
4.3 | Review
Z
OUR TAKE:

Zenith Bank Save4me scores 4.3 out of 5, led by strong withdrawal limits per month. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
11.00%
Minimum Opening Deposit
₦10,000
Minimum Operating Balance
₦10,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Zenith Bank Zenith Bank
Salary Savings Account
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.3 | Review
Z
OUR TAKE:

Zenith Bank Salary Savings Account scores 4.3 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
7.95%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Maximum Cheque Lodgement
₦2,000,000
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Stanbic IBTC Bank Stanbic IBTC Bank
Personal Savings Account
Interest Rate
8.10%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.1 | Review
S
OUR TAKE:

Stanbic IBTC Bank Personal Savings Account scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
8.10%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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GTBank GTBank
GTSave
Interest Rate
8.25%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.1 | Review
G
OUR TAKE:

GTBank GTSave scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
8.25%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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GTBank GTBank
GT Target
Interest Rate
5.25%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.8 | Review
G
OUR TAKE:

GTBank GT Target scores 3.8 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
5.25%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • interest rate/apy
  • cheque lodgement
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Standard Chartered Standard Chartered
Women Account (Savings)
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.9 | Review
S
OUR TAKE:

Standard Chartered Women Account (Savings) scores 3.9 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
7.95%
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty
Forfeit interest
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • cheque lodgement
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Standard Chartered Standard Chartered
My Dream Account
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.2 | Review
S
OUR TAKE:

Standard Chartered My Dream Account scores 4.2 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
7.95%
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty
Forfeit interest
Cheque Lodgement Allowed?
Allowed
Pros
  • minimum opening deposit
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Union Bank Union Bank
Unionvibe – Student/NYSC
Interest Rate
7.95%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
4.0 | Review
U
OUR TAKE:

Union Bank Unionvibe – Student/NYSC scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦1,000
Daily Transaction Limit
₦100,000
Maximum Cumulative Balance
₦500,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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GTBank GTBank
GTCrea8 eSavers
Interest Rate
5.25%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.8 | Review
G
OUR TAKE:

GTBank GTCrea8 eSavers scores 3.8 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
May 11, 2026
Interest Rate
5.25%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • interest rate/apy
  • cheque lodgement
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GTBank GTBank
Smart Kids Save
Interest Rate
5.25%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
4.1 | Review
G
OUR TAKE:

GTBank Smart Kids Save scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
May 11, 2026
Interest Rate
5.25%
Minimum Opening Deposit
₦1,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Zenith Bank Zenith Bank
EazySave Classic Account
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
Z
OUR TAKE:

Zenith Bank EazySave Classic Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
7.95%
Maximum Single Deposit
₦50,000
Maximum Cumulative Balance
₦300,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Zenith Bank Zenith Bank
EazySave Premium Account
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
Z
OUR TAKE:

Zenith Bank EazySave Premium Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
7.95%
Maximum Single Deposit
₦100,000
Maximum Cumulative Balance
₦500,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Zenith Bank Zenith Bank
Aspire Account
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
Z
OUR TAKE:

Zenith Bank Aspire Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
7.95%
Maximum Cumulative Balance
₦10,000,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Zenith Bank Zenith Bank
Zenith Children’s Account
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.3 | Review
Z
OUR TAKE:

Zenith Bank Zenith Children’s Account scores 4.3 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
7.95%
Maximum Cumulative Balance
₦1,000,000,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Maximum Cheque Lodgement
₦2,000,000
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Zenith Bank Zenith Bank
Timeless Savings Account
Interest Rate
9.50%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.5 | Review
Z
OUR TAKE:

Zenith Bank Timeless Savings Account scores 4.5 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
9.50%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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GTBank GTBank
Smart Kids Save
Interest Rate
5.25%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
4.1 | Review
G
OUR TAKE:

GTBank Smart Kids Save scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
May 27, 2026
Interest Rate
5.25%
Minimum Opening Deposit
₦1,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Maximum Cheque Lodgement
₦1,000,000
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Sterling Bank Sterling Bank
Classic Savings
Interest Rate
7.95%
Minimum Deposit
₦2,000
Minimum Balance
₦1,000
4.0 | Review
S
OUR TAKE:

Sterling Bank Classic Savings scores 4.0 out of 5, led by strong withdrawal limits per month. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 28, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦2,000
Minimum Operating Balance
₦1,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Sterling Bank Sterling Bank
Savings Salary
Interest Rate
7.95%
Minimum Deposit
₦1,000
Minimum Balance
₦1,000
4.0 | Review
S
OUR TAKE:

Sterling Bank Savings Salary scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
May 28, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦1,000
Minimum Operating Balance
₦1,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Featured
Sterling Bank Sterling Bank
Sterling Kids and Teens
Interest Rate
7.95%
Minimum Deposit
₦2,000
Minimum Balance
₦0.00
3.7 | Review
S
OUR TAKE:

Sterling Bank Sterling Kids and Teens scores 3.7 out of 5, led by strong cheque lodgement. The main tradeoff is withdrawal limits per month..
Read detailed review

Rate valid as of
Jun 01, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦2,000
Maximum Single Deposit
₦2,000,000
Max. Number of Withdrawals
Max 20000000 withdrawals per month
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Maximum Cheque Lodgement
₦2,000,000
Pros
  • minimum opening deposit
  • cheque lodgement
  • fees
Cons
  • withdrawal limits per month
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Union Bank Union Bank
UnionSave
Interest Rate
7.95%
Minimum Deposit
₦2,500
Minimum Balance
₦1,000
4.0 | Review
U
OUR TAKE:

Union Bank UnionSave scores 4.0 out of 5, led by strong withdrawal limits per month. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 01, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦2,500
Minimum Operating Balance
₦1,000
Maximum Single Deposit
₦50,000
Maximum Cumulative Balance
₦300,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
Collapse
Union Bank Union Bank
UnionSave More
Interest Rate
7.95%
Minimum Deposit
₦2,500
Minimum Balance
₦1,000
4.0 | Review
U
OUR TAKE:

Union Bank UnionSave More scores 4.0 out of 5, led by strong withdrawal limits per month. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 01, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦2,500
Minimum Operating Balance
₦1,000
Maximum Single Deposit
₦100,000
Maximum Cumulative Balance
₦500,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
Collapse
Union Bank Union Bank
Basic Savings Account
Interest Rate
7.95%
Minimum Deposit
₦2,500
Minimum Balance
₦1,000
4.3 | Review
U
OUR TAKE:

Union Bank Basic Savings Account scores 4.3 out of 5, led by strong withdrawal limits per month. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 01, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦2,500
Minimum Operating Balance
₦1,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
Collapse
GTBank GTBank
GTCrea8 eSavers Account
Interest Rate
5.25%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.1 | Review
G
OUR TAKE:

GTBank GTCrea8 eSavers Account scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
5.25%
Maximum Single Deposit
₦50,000
Maximum Cumulative Balance
₦300,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Maximum Cheque Lodgement
₦1,000,000
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Access Bank Access Bank
Evergreen Savings Account
Interest Rate
6.83%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
A
OUR TAKE:

Access Bank Evergreen Savings Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
6.83%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • interest rate/apy
  • cheque lodgement
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Optimus Bank Optimus Bank
Optimus Edge
Interest Rate
8.11%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.1 | Review
O
OUR TAKE:

Optimus Bank Optimus Edge scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
8.11%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Stanbic IBTC Bank Stanbic IBTC Bank
Diaspora Naira Savings Account
Interest Rate
8.25%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.1 | Review
S
OUR TAKE:

Stanbic IBTC Bank Diaspora Naira Savings Account scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
8.25%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Union Bank Union Bank
UnionSilver
Interest Rate
9.70%
Minimum Deposit
₦20,000
Minimum Balance
₦20,000
4.1 | Review
U
OUR TAKE:

Union Bank UnionSilver scores 4.1 out of 5, led by strong withdrawal limits per month. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 01, 2026
Interest Rate
9.70%
Minimum Opening Deposit
₦20,000
Minimum Operating Balance
₦20,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Union Bank Union Bank
Payroll Savings
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
U
OUR TAKE:

Union Bank Payroll Savings scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 01, 2026
Interest Rate
7.95%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Wema Bank Wema Bank
Personal Savings Account
Interest Rate
4.65%
Minimum Deposit
₦2,000
Minimum Balance
₦0.00
3.6 | Review
W
OUR TAKE:

Wema Bank Personal Savings Account scores 3.6 out of 5, led by strong fees. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 02, 2026
Interest Rate
4.65%
Minimum Opening Deposit
₦2,000
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • interest rate/apy
  • cheque lodgement
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Wema Bank Wema Bank
Salary Savings Account
Interest Rate
4.65%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.6 | Review
W
OUR TAKE:

Wema Bank Salary Savings Account scores 3.6 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 02, 2026
Interest Rate
4.65%
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • interest rate/apy
  • cheque lodgement
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Wema Bank Wema Bank
Royal Kiddies Account
Interest Rate
5.65%
Minimum Deposit
₦2,000
Minimum Balance
₦0.00
4.1 | Review
W
OUR TAKE:

Wema Bank Royal Kiddies Account scores 4.1 out of 5, led by strong withdrawal limits per month. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 02, 2026
Interest Rate
5.65%
Minimum Opening Deposit
₦2,000
Max. Number of Withdrawals
Max 1 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Standard Chartered Standard Chartered
Regular Savings Account
Interest Rate
7.95%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.9 | Review
S
OUR TAKE:

Standard Chartered Regular Savings Account scores 3.9 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 02, 2026
Interest Rate
7.95%
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • cheque lodgement
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UBA UBA
UBA NextGen Account
Interest Rate
8.25%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.1 | Review
U
OUR TAKE:

UBA UBA NextGen Account scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
8.25%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Rewards Program
Available
Rewards Details

A chance to win N15,000 monthly stipends for a Year.

Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Access Bank Access Bank
Diaspora Savings
Interest Rate
8.25%
Minimum Deposit
₦1,000
Minimum Balance
₦1,000
3.9 | Review
A
OUR TAKE:

Access Bank Diaspora Savings scores 3.9 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
8.25%
Minimum Opening Deposit
₦1,000
Minimum Operating Balance
₦1,000
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • cheque lodgement
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Standard Chartered Standard Chartered
Instant Plus Savings Account
Interest Rate
7.43%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
S
OUR TAKE:

Standard Chartered Instant Plus Savings Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 02, 2026
Interest Rate
7.43%
Daily Transaction Limit
₦100,000
Maximum Single Deposit
₦100,000
Maximum Cumulative Balance
₦500,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Standard Chartered Standard Chartered
EducationSaver Account
Interest Rate
7.95%
Minimum Deposit
₦50,000
Minimum Balance
₦0.00
3.9 | Review
S
OUR TAKE:

Standard Chartered EducationSaver Account scores 3.9 out of 5, led by strong withdrawal limits per month. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 02, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦50,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Pros
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Standard Chartered Standard Chartered
Instant Savings Account
Interest Rate
7.43%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
S
OUR TAKE:

Standard Chartered Instant Savings Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 02, 2026
Interest Rate
7.43%
Daily Transaction Limit
₦50,000
Maximum Single Deposit
₦50,000
Maximum Cumulative Balance
₦300,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Access Bank Access Bank
High Interest Savings Account
Interest Rate
11.00%
Minimum Deposit
₦0.00
Minimum Balance
₦5,000
4.5 | Review
A
OUR TAKE:

Access Bank High Interest Savings Account scores 4.5 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
11.00%
Minimum Operating Balance
₦5,000
Minimum Balance Penalty

Penalty charge of ₦300 if balance goes below ₦5,000

Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Allowed
Pros
  • minimum opening deposit
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Standard Chartered Standard Chartered
eSaver Account
Interest Rate
9.00%
Minimum Deposit
₦0.00
Minimum Balance
₦100,000,000
4.0 | Review
S
OUR TAKE:

Standard Chartered eSaver Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
9.00%
Minimum Operating Balance
₦100,000,000
Minimum Balance Penalty

TierAmount RangeInterest Rate
Tier 1₦1 – ₦999,999.998.3%
Tier 2₦1,000,000 - ₦19,999,999.998.5%
Tier 3₦20,000,000 - ₦99,999,999.998.8%
Tier 4₦100,000,000 and above9%

Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty
Forfeit interest
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • cheque lodgement
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Access Bank Access Bank
Premier savings account
Interest Rate
7.95%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
4.3 | Review
A
OUR TAKE:

Access Bank Premier savings account scores 4.3 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦1,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Maximum Cheque Lodgement
₦2,000,000
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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UBA UBA
UBA Teens Account
Interest Rate
8.25%
Minimum Deposit
₦1,000
Minimum Balance
₦1,000
4.1 | Review
U
OUR TAKE:

UBA UBA Teens Account scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
8.25%
Minimum Opening Deposit
₦1,000
Minimum Operating Balance
₦1,000
Minimum Balance Penalty

Interest forfeited.

Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Rewards Program
Available
Rewards Details

Earn 13th Month Reward: earn 10% of the monthly savings plan done over 12 consecutive months while maintain a minimum cumulative balance of ₦60,000.

Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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UBA UBA
Kiddies Savings Account
Interest Rate
8.25%
Minimum Deposit
₦1,000
Minimum Balance
₦1,000
4.1 | Review
U
OUR TAKE:

UBA Kiddies Savings Account scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 03, 2026
Interest Rate
8.25%
Minimum Opening Deposit
₦1,000
Minimum Operating Balance
₦1,000
Minimum Balance Penalty

Interest forfeited.

Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Rewards Program
Available
Rewards Details

Earn 13th Month Reward: earn 10% of the monthly savings plan done over 12 consecutive months while maintain a minimum cumulative balance of ₦60,000.

Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
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Access Bank Access Bank
Individual Savings Account 2
Interest Rate
7.95%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
4.0 | Review
A
OUR TAKE:

Access Bank Individual Savings Account 2 scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦1,000
Maximum Single Deposit
₦100,000
Maximum Cumulative Balance
₦500,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
Collapse
Access Bank Access Bank
Instant Savings Account 1
Interest Rate
7.95%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
4.0 | Review
A
OUR TAKE:

Access Bank Instant Savings Account 1 scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦1,000
Maximum Single Deposit
₦50,000
Maximum Cumulative Balance
₦300,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
Collapse
Access Bank Access Bank
Early Savers Account
Interest Rate
7.95%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
3.9 | Review
A
OUR TAKE:

Access Bank Early Savers Account scores 3.9 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
7.95%
Minimum Opening Deposit
₦1,000
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • cheque lodgement
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Globus Bank Globus Bank
GlobusKiddies Account
Interest Rate
4.05%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
4.0 | Review
G
OUR TAKE:

Globus Bank GlobusKiddies Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
4.05%
Minimum Opening Deposit
₦1,000
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Maximum Cheque Lodgement
₦100,000
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
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Globus Bank Globus Bank
Globus Savings Account
Interest Rate
4.05%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
4.0 | Review
G
OUR TAKE:

Globus Bank Globus Savings Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
4.05%
Max. Number of Withdrawals
No withdrawal limit
Withdrawal Limit Penalty
No penalty
Cheque Lodgement Allowed?
Allowed
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • cheque lodgement
  • fees
Cons
  • interest rate/apy
Collapse
Optimus Bank Optimus Bank
Individual Savings Account
Interest Rate
8.11%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.9 | Review
O
OUR TAKE:

Optimus Bank Individual Savings Account scores 3.9 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Jun 04, 2026
Interest Rate
8.11%
Max. Number of Withdrawals
Max 4 withdrawals per month
Withdrawal Limit Penalty

Interest forfeited.

Cheque Lodgement Allowed?
Not Allowed
Pros
  • minimum opening deposit
  • fees
Cons
  • cheque lodgement
Collapse

Quick Info

  • Best: 11.00%
  • Avg: 7.38%

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