Access Bank
High Interest Savings Account
High interest savings account.
| Amount Range | Interest Rate |
| Less than ₦100,000 | 7.95% |
| ₦100,000 - ₦4,999,999 | 8.35% |
| ₦5,000,000 - ₦49,999,999 | 9.0% |
| ₦50,000,000 - ₦99,999,999 | 9.5% |
| ₦100,000,000 - ₦249,999,999 | 11.0% |
Interest Rate: |
11.00% |
Min. Operating Balance: |
₦5,000.00 |
Monthly Withdrawal Limit: |
4 transactions |
Withdrawal Limit Penalty: |
Interest forfeited. |
Cheque Lodgement: |
Allows cheque lodgement |
Last Updated: |
Jun 03, 2026 |
Product Review
Expert Take
Access Bank High Interest Savings Account scores 4.5 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate/APY | 11.000% | 3.8/5 |
| Minimum opening deposit | NGN 0.00 | 5.0/5 |
| Withdrawal limits per month | 4 per month | 3.9/5 |
| Cheque lodgement | Allowed | 5.0/5 |
| Fees | NGN 0.00 | 5.0/5 |
Review Summary
This High Interest Savings Account from Access Bank has received a rating of 4.5 out of 5 stars. Key advantages include 3 notable benefits. However, there is 1 consideration to be aware of.
Pros
- minimum opening deposit
- cheque lodgement
- fees
Cons
- interest rate/apy
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Updated 1 month, 2 weeks ago