Zenith Bank
Individual Savings Account
Interest Rate: |
8.73% |
Min. Opening Deposit: |
₦1,000,000.00 |
Monthly Withdrawal Limit: |
4 transactions |
Last Updated: |
Feb 18, 2026 |
Product Review
Expert Take
Zenith Bank Individual Savings Account scores 3.2 out of 5, led by strong fees. The main tradeoff is minimum opening deposit.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate/APY | 8.730% | 3.1/5 |
| Minimum opening deposit | NGN 1,000,000.00 | 1.0/5 |
| Withdrawal limits per month | 4 per month | 3.9/5 |
| Cheque lodgement | Not allowed | 2.0/5 |
| Fees | NGN 0.00 | 5.0/5 |
Review Summary
This Individual Savings Account from Zenith Bank has received a rating of 3.2 out of 5 stars. Key advantages include 1 notable benefit. However, there are 2 considerations to be aware of.
Pros
- fees
Cons
- minimum opening deposit
- cheque lodgement
Similar Products
Bank Info
NDIC Insured
Secure Online Banking
Updated 3 months, 2 weeks ago