Optimus Bank Optimus Bank

Optimus Edge

Diaspora savings account.

Interest Rate:
 8.11%
Last Updated:
 Jun 04, 2026
Back to Savings Accounts

Product Review

4.1
Overall Rating
Expert Take

Optimus Bank Optimus Edge scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement.

Rating Criteria Product Value Score
Interest rate/APY 8.110% 2.9/5
Minimum opening deposit NGN 0.00 5.0/5
Withdrawal limits per month No limit 5.0/5
Cheque lodgement Not allowed 2.0/5
Fees NGN 0.00 5.0/5
Review Summary

This Optimus Edge from Optimus Bank has received a rating of 4.1 out of 5 stars. Key advantages include 3 notable benefits. However, there is 1 consideration to be aware of.

Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement
Disclaimer: This review is based on publicly available information and our analysis. Rates and terms are subject to change. Please verify all details with Optimus Bank directly.
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Bank Info

NDIC Insured

Secure Online Banking

Updated 1 month, 2 weeks ago