Access Bank
Premier savings account
- Minimum opening balance of N1,000
- Zero minimum daily balance
- Allows deposits of dividend warrants up to ₦10,000
Interest Rate: |
7.95% |
Min. Opening Deposit: |
₦1,000.00 |
Cheque Lodgement: |
Allows cheque lodgement |
Last Updated: |
Jun 04, 2026 |
Product Review
Expert Take
Access Bank Premier savings account scores 4.3 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate/APY | 7.950% | 2.8/5 |
| Minimum opening deposit | NGN 1,000.00 | 5.0/5 |
| Withdrawal limits per month | No limit | 5.0/5 |
| Cheque lodgement | Allowed | 5.0/5 |
| Fees | NGN 50.00 | 5.0/5 |
Review Summary
This Premier savings account from Access Bank has received a rating of 4.3 out of 5 stars. Key advantages include 4 notable benefits. However, there is 1 consideration to be aware of.
Pros
- minimum opening deposit
- withdrawal limits per month
- cheque lodgement
- fees
Cons
- interest rate/apy
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