Access Bank Access Bank

Early Savers Account

For minors children below 18 years of age.

  • Minimum opening balance of N1,000
  • Allows deposit of dividend warrant.
  • Maximum of 4 withdrawals per month.

Interest Rate:
7.95%
Min. Opening Deposit:
₦1,000.00
Monthly Withdrawal Limit:
4 transactions
Withdrawal Limit Penalty:

Interest forfeited.

Last Updated:
Jun 04, 2026

Product Review

3.9
Overall Rating
Expert Take

Access Bank Early Savers Account scores 3.9 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement.

Rating Criteria Product Value Score
Interest rate/APY 7.950% 2.8/5
Minimum opening deposit NGN 1,000.00 5.0/5
Withdrawal limits per month 4 per month 3.9/5
Cheque lodgement Not allowed 2.0/5
Fees NGN 0.00 5.0/5

Review Summary

This Early Savers Account from Access Bank has received a rating of 3.9 out of 5 stars. Key advantages include 2 notable benefits. However, there is 1 consideration to be aware of.

Pros
  • minimum opening deposit
  • fees
Cons
  • cheque lodgement

Disclaimer: This review is based on publicly available information and our analysis. Rates and terms are subject to change. Please verify all details with Access Bank directly.