Zenith Bank
Gold Premium Account
- Account opening balance of N1,000,000
- Earn Interest at 9.17% per annum on N1,000,000 daily minimum balance
- No Account Maintenance Fee (AMF) on first 5 withdrawals.
- Cheque lodgment of up to N10,000,000
Interest Rate: |
9.17% |
Min. Opening Deposit: |
₦1,000,000.00 |
Min. Operating Balance: |
₦1,000,000.00 |
Monthly Withdrawal Limit: |
5 transactions |
Withdrawal Limit Penalty: |
Account maintenance fee is charged. |
Last Updated: |
May 27, 2026 |
Product Review
Expert Take
Zenith Bank Gold Premium Account scores 3.5 out of 5, led by strong fees. The main tradeoff is minimum opening deposit.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate/APY | 9.170% | 4.1/5 |
| Minimum opening deposit | NGN 1,000,000.00 | 1.0/5 |
| Withdrawal limits per month | 5 per month | 4.2/5 |
| Free checks | Not available | 2.0/5 |
| Fees | NGN 0.00 | 5.0/5 |
Review Summary
This Gold Premium Account from Zenith Bank has received a rating of 3.5 out of 5 stars. Key advantages include 3 notable benefits. However, there are 2 considerations to be aware of.
Pros
- interest rate/apy
- withdrawal limits per month
- fees
Cons
- minimum opening deposit
- free checks
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