Zenith Bank
Platinum Premium Account
- Account opening balance of N3,000,000
- Earn Interest at 10.17% per annum on N3,000,000 daily minimum balance
- No Account Maintenance Fee (AMF) on first 5 withdrawals.
- Cheque lodgment/deposit of up to N10,000,000
Interest Rate: |
10.17% |
Min. Operating Balance: |
₦3,000,000.00 |
Monthly Withdrawal Limit: |
5 transactions |
Withdrawal Limit Penalty: |
Account maintenance fee is charged. |
Last Updated: |
May 27, 2026 |
Product Review
Expert Take
Zenith Bank Platinum Premium Account scores 4.4 out of 5, led by strong minimum opening deposit. The main tradeoff is free checks.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate/APY | 10.170% | 4.4/5 |
| Minimum opening deposit | NGN 0.00 | 5.0/5 |
| Withdrawal limits per month | 5 per month | 4.2/5 |
| Free checks | Not available | 2.0/5 |
| Fees | NGN 0.00 | 5.0/5 |
Review Summary
This Platinum Premium Account from Zenith Bank has received a rating of 4.4 out of 5 stars. Key advantages include 4 notable benefits. However, there is 1 consideration to be aware of.
Pros
- interest rate/apy
- minimum opening deposit
- withdrawal limits per month
- fees
Cons
- free checks
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